​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​J2993 - Our client is seeking a Senior Underwriter, Professions Finance, to deliver timely credit decisions within their stated credit appetite and underwriting mandate. You will be required to travel to their S Eng office twice a week. Salary: c£60,000 plus excellent benefits and bonus. Location: UK, S Eng (Hybrid).

KEY RESPONSIBILITIES:

• Underwrite new business applications and deliver timely credit decisions within SLA guidelines and in accordance with Credit policy.

• Provide commercially balanced recommendations to colleagues where new business applications are above the Senior Underwriter’s credit mandate.

• Ensure annual reviews are completed on time.

• Preparation of credit papers for submission to the Credit Committee.

• Support the development and delivery of new business initiatives though identification, assessment and mitigation of credit risks. 

PERSON SPECIFICATION:

• At least 5 years proven experience of underwriting transactions in professions finance, and vendor/direct asset finance lending environment, having held a personal lending mandate.

• Appreciation of Chambers Directory and other relevant information relating to UK Law Firms.

• Knowledge of the Law Society and SRA Rules as applied to UK Law Firms.

• Solid and demonstrable experience in a wide range of assets and lending structures.

• Degree educated or equivalent working experience in Professions/Asset Finance with an appropriate delegated authority.

• Experience of discussing accounting information on a face to face basis with customers to obtain additional information.

• Proven ability to interpret financial statements and produce a clear written analysis including understanding a customer’s cash flow.

• Commercial lending experience in professions finance and unsecured lending transactions

• Experience of working in a direct and broker origination model. 

We strongly favour applicants with proven, relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Applicants will only be considered with relevant in-country experience.